Imagine filing your taxes early, expecting a smooth refund—only to discover someone else has already used your Social Security Number to file a return. Tax identity theft isn’t just a financial headache; it’s a growing threat that costs Americans billions of dollars. That’s why Tax Identity Theft Awareness Week, held each January, is more than a calendar event—it’s a call to action. Backed by the Internal Revenue Service (IRS), Federal Trade Commission (FTC), and industry partners, this initiative equips taxpayers with the knowledge and tools to outsmart scammers and keep hard-earned refunds where they belong: in your pocket.

Why It Matters

Tax identity theft occurs when someone uses your Social Security Number (SSN) to file a fraudulent tax return and claim your refund. This crime can cause delays, financial stress, and significant inconvenience. Tax Identity Theft Awareness Week offers resources and events to help taxpayers recognize scams and protect sensitive data.

Tax-related scams have risen in 2023 to the tune of $5.5 billion, according to the IRS’ Criminal Investigation unit.

Older adults are particularly vulnerable to tax identity theft, according to Fatima Perkins, Director of Community Outreach & Advocacy for Western Reserve Area Agency on Aging.

“Scammers know many older adults have financial resources and conduct multi-level targeting strategies,” she says.

It’s essential for older adults to take proactive steps to prevent attempted thefts.

Key Focus Areas

1. Protect Your SSN
   Share your Social Security Number only when absolutely necessary. Avoid carrying your SSN card and be cautious about who requests it.
2. File Early
   Filing your taxes as soon as possible reduces the likelihood of thieves filing a fraudulent return in your name.
3. Secure Your Data
   Use secure internet connections when filing online, shred sensitive documents, and stay alert for phishing emails or texts.
4. Recognize Scams
   Learn to identify fake IRS calls, emails, and social media scams. The IRS never initiates contact via email, text, or social media.
5. Use IRS Tools
   Consider enrolling in the Identity Protection PIN (IP PIN) program for an extra layer of security.
   
   

Who’s Involved That Can Help

• IRS & Security Summit: A public-private partnership that includes state tax agencies, tax software providers, and tax professionals working together to combat identity theft.
• FTC: The Federal Trade Commission offers resources and hosts events through https://www.identitytheft.gov and https://www.ftc.gov/taxidtheft.

WRAAA’s Perkins urges older adults not to share personal information with strangers.

“If someone calls you about your funds, ignore them and contact the authorities. Scammers are trained to be courteous and polite, which we all respect; however, this is just a way to sway your decision to release funds,” she says. “Don’t be a target!”

Visit https://www.irs.gov and https://www.identitytheft.gov for tips, tools, and resources to protect your identity and secure your refund.

Other Resources for Older Adults

Jewish Council for the Aging: A Tax Scam Guide for Older Adults

National Society of Tax Professionals: IRS Warns Against Scams Targeting Seniors

List of Scams to Watch Out For: Current tax scams and alerts

About WRAAA

Building upon four decades of experience in providing services and support to individuals in need, WRAAA is designated by the State of Ohio to plan, coordinate, and administer federal and state aging programs across five counties. WRAAA, the largest of Ohio’s AAAs, is committed to enhancing the lives of more than 440,000 older adults and veterans in our service area through innovative, person-centered services.